No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or health disability. In addition, no individual will be denied coverage based on race, color, religion, national origin, sex, sexual orientation, marital status, personal appearance, political affiliation or source of income.
Short Term Medical plans are medically underwritten and do not provide coverage for preexisting conditions or meet the mandated coverage necessary to avoid tax penalty under the Affordable Care Act (ACA). Expiration or termination of a Short Term Medical℠ plan does not trigger an ACA Special Enrollment opportunity.
References to UnitedHealthcare pertain to each individual company or other UnitedHealthcare affiliated companies.
Each company is a separate entity and is not responsible for another's financial or contractual obligations.
Administrative services are provided by United HealthCare Services, Inc.
Products and services offered are underwritten by Golden Rule Insurance Company, Oxford Health Insurance, Inc. and UnitedHealthcare Life Insurance Company.
In New Mexico, products and services offered are underwritten only by Golden Rule Insurance Company.
All products require separate applications. Separate policies or certificates are issued. Golden Rule Short-term MedicalSM plans are medically underwritten. Related insurance products offered by either company may be medically underwritten—see the product brochures and applications. Healthiest You is not an insurance product and is provided by HY Holdings, Inc., d/b/a Healthiest You. Travel Health Insurance and Pet Insurance are underwritten by different companies that are not related to the UnitedHealthcare family of companies. Product availability varies by state.